Blog

Explore our blog for expert insights, tips, and the latest trends in loan management to help you make informed decisions about your borrowing needs.

Q2 Investment Guide 2024

Q2 Investment Guide 2024

Believe it or not, we’re already heading into the second quarter of 2024. Financial performance in the first quarter is encouraging as the year got off to a strong start. While we didn’t see rate cuts from the Fed in the first few months, tech stocks gained in...

Leveraging Variable Lines of Credit

Leveraging Variable Lines of Credit

If you’ve been watching the news, you already know that interest rates have started to level out, but that while reductions in interest rates are pending, businesses still need to access capital in order to serve clients. Today’s rates don’t have to scare business...

SBA Loans in 2024

SBA Loans in 2024

The Federal Reserve, in an effort to stave off runaway inflation, bumped the Prime Rate up four times in 2023 and a whopping seven times in 2022. As of this writing, the Prime Rate is 8.5%. If you’ve been in the market for a business loan, you might be a bit worried....

Upgrading to 4IR Technology

Upgrading to 4IR Technology

As a wave of new technology transforms the way the world does business, it’s easy to feel overwhelmed. Even businesses that rely on age-old craftsmanship and handworked detail find that they must adopt new tech to market, ship, and inventory their products...

Is Your Business Ready to Invest in Equity?

Is Your Business Ready to Invest in Equity?

Equity is what your business is worth after all its assets and liabilities are calculated. Investors look at your business equity when deciding whether or not to invest in your company. Lenders look at your business equity when deciding if you qualify for a loan. You...

How to Weather Uncertainty in 2024

How to Weather Uncertainty in 2024

With the holiday season officially underway, economists are gazing into their crystal balls to see what the future holds. What can you expect to see in 2024? Answers vary, but you’ll be hearing the phrase “soft landing” a lot over the next few weeks regarding...

How 2023 Changed Business

How 2023 Changed Business

It’s already time to think about wrapping up 2023 as we close out the last quarter of the year. Improvement may be better measured in terms of slower decline rather than speedy recovery. However, the yearly report isn’t all doom and gloom. In this article, we’ll take...

How to Finance and Start a Franchise

How to Finance and Start a Franchise

Franchises are an attractive way to get into a new business. They come with brand recognition, advertising power, and vendor contracts already in place. Depending on if you buy an existing franchise location or start your own, it may even come with trained staff. But...

The Changing Face of Commercial Lending

The Changing Face of Commercial Lending

The lending landscape is always changing, and it’s not always easy to see what’s coming around the corner. Even those who keep a close eye on the economy can be caught by surprise. For example, few were prepared for the housing bubble collapse in the late 2000s that...